Paytm Payments Bank FD Rates 2026: Fixed Deposit Interest Rates
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Quick Answer
Paytm Payments Bank is a payments bank and does not offer traditional fixed deposits. Customers can park funds in savings accounts or partner bank FDs. Check partner bank offerings for FD rates.
Paytm Payments Bank FD Rates — Rates at a Glance
| Fixed Deposits | Not available(Payments bank — no FD product) |
| Savings Account | 2.5% p.a. |
Rates are indicative as of 2026-04-07. Verify with Paytm Payments Bank official website before investing.
Key Things to Know
- 1Paytm Payments Bank is a payments bank regulated by RBI
- 2Payments banks cannot offer loans or fixed deposits directly
- 3Maximum deposit limit of ₹2 lakh per customer
- 4Partner with scheduled commercial banks for FD and loan products
Calculate Your Returns
Principal
₹1,00,000
Interest Earned
₹23,144
Maturity Amount
₹1,23,144
Calculated with quarterly compounding (standard for most Indian banks). Actual maturity may vary by bank.
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Frequently Asked Questions
Does Paytm Payments Bank offer fixed deposits?
No. Paytm Payments Bank is a payments bank and cannot offer fixed deposits or loans as per RBI guidelines for payments banks.
What is the maximum deposit limit in Paytm Payments Bank?
Payments banks have a maximum deposit limit of ₹2 lakh per customer per account as per RBI regulations.
Where can I invest in FDs if I use Paytm Payments Bank?
You can invest through partner bank FDs or use the Paytm Payments Bank app to access partner offerings. Many payments banks tie up with scheduled commercial banks for this purpose.