Brazil IOF कैलकुलेटर — Amount (R$) ₹1,00,000

Name: Brazil IOF कैलकुलेटर — Amount (R$) ₹1,00,000
Creator: CalcHub

With amount (r$) of ₹1,00,000, the iof amount is BRL0.

Last updated: 7 April 2026·Source: Receita Federal — IOF

Amount (R$) (BRL)

Operation Type

Loan Duration (Days)

Only applies to personal loans. IOF is pro-rated by days.

IOF Amount

BRL0

Effective IOF Rate

0.00%

IOF rates as of 2025. International card purchase IOF (5.38%) includes 0.38% flat + 5% rate applied to the BRL equivalent. IOF on FX transactions has been subject to recent legislative changes. Check Receita Federal for current rates.

What is the Brazil IOF Calculator?

IOF (Imposto sobre Operações Financeiras) is a federal tax on financial transactions in Brazil. Key IOF rates: personal loans (0.38% flat + 1.5%/year pro-rated daily), credit card revolving credit (0.75%/year), international purchases (5.38%), and foreign currency exchange for tourism (1.1%). The government frequently adjusts IOF rates by decree.

Formula

Personal loan IOF = Amount × (0.38% + 1.5%/year × days/365). FX card = Amount × 5.38%.

P: = Principal amount
d: = Loan duration in days

How to use the Brazil IOF Calculator

1
Step 1
Enter transaction amount.
2
Step 2
Select operation type.
3
Step 3
Enter loan duration for loan calculations.
4
Step 4
View IOF amount and effective rate.

Reviewed by

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CalcHub Editorial Team

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Reviewed on 5 April 2026

Frequently asked questions

What is IOF on international purchases in Brazil?

International credit and debit card purchases are subject to 5.38% IOF on the BRL equivalent value. This was raised from 3.38% in 2023. It applies automatically to all international transactions on Brazilian-issued cards.

Is there IOF on investments in Brazil?

IOF applies to fixed-income investments (CDB, LCI, LCA) for withdrawal within 30 days, on a regressive scale from 96% (day 1) to 0% (day 30+). After 30 days, no IOF applies to investment income, but IR still applies.