Annual EI Premium
CAD474
Insurable Earnings
CAD30,000
Monthly EI Deduction
CAD40
Effective EI Rate
1.58%
Employment बीमा (EI) कैलकुलेटर — Annual Insurable Earnings (C$) ₹30,000
With annual insurable earnings (c$) of ₹30,000, the annual ei प्रीमियम is CAD474.
Your total insurable earnings for the year
Insurable Earnings
CAD60,000
Annual EI Premium
CAD948
Monthly EI Deduction
CAD79
Effective EI Rate
1.58%
2025 EI rates: employee 1.58% (1.21% in Quebec), maximum insurable earnings $65,700. Maximum annual premium: $1,038.06 (non-QC). Quebec residents pay lower EI because they contribute separately to the Quebec Parental Insurance Plan (QPIP).
What is the Employment Insurance (EI) Calculator?
Employment Insurance (EI) provides temporary income support for Canadians who lose their jobs, are sick, or need to care for family members. In 2025, employees contribute 1.58% of insurable earnings up to a maximum of $65,700. Employers contribute 1.4× the employee premium. Quebec residents pay 1.21% (lower rate) as they contribute separately to the Quebec Parental Insurance Plan.
Formula
Insurable Earnings = min(Annual Earnings, $65,700). EI Premium = Insurable Earnings × 1.58% (or 1.21% in Quebec).- I
- = Annual employment income
- r_EI
- = EI rate (1.58% outside Quebec; 1.21% in Quebec)
How to use the Employment Insurance (EI) Calculator
- 1
Step 1
Enter your annual insurable earnings.
- 2
Step 2
Select your province (Quebec has a lower EI rate).
- 3
Step 3
View your annual and monthly EI premium.
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Frequently asked questions
What is the EI premium rate for 2025?
The 2025 EI employee premium rate is 1.58% (1.21% in Quebec). The maximum insurable earnings are $65,700, making the maximum annual EI premium $1,038.06.
How much do employers contribute to EI?
Employers contribute 1.4 times the employee EI premium. For each dollar of employee EI contribution, employers pay $1.40.
Am I eligible for EI if I quit my job?
Generally no — EI regular benefits require involuntary job loss (layoff). However, you may qualify in special circumstances such as leaving due to unsafe working conditions or constructive dismissal.
Sources
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Calculated with CalcCrack