Total Employee Deduction (3%)
IDR2,95,596
JHT Employee (2%)
IDR2,00,000
JP Employee (1%)
IDR95,596
JHT Employer (3.7%)
IDR3,70,000
JP Employer (2%)
IDR1,91,192
JKK Employer (0.24%)
IDR24,000
JKM Employer (0.3%)
IDR30,000
Total Employer Cost (6.24%)
IDR6,15,192
Indonesia BPJS Employment Calculator — Monthly Salary (Rp) ₹1,00,00,000
With monthly salary (rp) of ₹1,00,00,000, the total employee deduction (3%) is IDR2,95,596.
Gross monthly salary including allowances
JHT Employee (2%)
IDR2,00,000
JP Employee (1%)
IDR95,596
Total Employee Deduction (3%)
IDR2,95,596
JHT Employer (3.7%)
IDR3,70,000
JP Employer (2%)
IDR1,91,192
JKK Employer (0.24%)
IDR24,000
JKM Employer (0.3%)
IDR30,000
Total Employer Cost (6.24%)
IDR6,15,192
JHT (old-age savings): employee 2%, employer 3.7%. JP (pension): employee 1%, employer 2%, capped at Rp9,559,600 wage. JKK (work accident): 0.24% (medium risk). JKM (death): 0.3%. All paid by employer except JHT+JP employee share.
What is the Indonesia BPJS Employment Calculator?
BPJS Ketenagakerjaan administers four social insurance programs: JHT (Jaminan Hari Tua — old-age savings), JP (Jaminan Pensiun — pension), JKK (Jaminan Kecelakaan Kerja — work accident), and JKM (Jaminan Kematian — death insurance). The employee pays only JHT and JP; the employer pays all four programs.
Formula
Employee: JHT 2% + JP 1% (capped). Employer: JHT 3.7% + JP 2% (capped) + JKK 0.24% + JKM 0.3%.- S
- = Monthly salary
- cap
- = JP wage ceiling (Rp9,559,600)
How to use the Indonesia BPJS Employment Calculator
- 1
Step 1
Enter monthly salary.
- 2
Step 2
View employee deductions (JHT + JP) and employer contributions (all four programs).
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Frequently asked questions
When can I withdraw JHT in Indonesia?
JHT (Jaminan Hari Tua) can be fully withdrawn at age 56, permanent disability, or death. Partial withdrawals are allowed after 10 years of participation (up to 30% for housing). Per Permenaker 2/2022, workers who resign must wait 1 month before claiming JHT.
What is the JP (Jaminan Pensiun) pension age in Indonesia?
JP pension payments begin at age 57 (rising to 65 by 2043). The pension is 1% of average wage × years of JP contribution, paid monthly for life. Minimum JP benefit is Rp386,992/month (2024).
Sources
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Calculated with CalcCrack