Employee Share (9.15%)

JPY59,475

Total Monthly Contribution (18.3%)

JPY1,18,950

Employer Share (9.15%)

JPY59,475

Annual Employee Contribution

JPY7,13,700

Japan Welfare पेंशन कैलकुलेटर — Monthly Standard Remuneration (¥) ₹15,00,000

With monthly standard remuneration (¥) of ₹15,00,000, the employee share (9.15%) is JPY59,475.

Last updated: ·Source: Japan Pension Service

Capped at ¥650,000/month for pension calculation purposes

Total Monthly Contribution (18.3%)

JPY54,900

Employee Share (9.15%)

JPY27,450

Employer Share (9.15%)

JPY27,450

Annual Employee Contribution

JPY3,29,400

Welfare pension rate is 18.3% (fixed since 2017), split 9.15% each between employee and employer. Standard remuneration is capped at grade 31 (¥650,000/month).

What is the Japan Welfare Pension Calculator?

Japan's welfare pension (厚生年金, kōsei nenkin) is the earnings-related pension for employed workers, on top of the flat-rate national pension (国民年金). The contribution rate has been fixed at 18.3% since September 2017. Contributions are capped at standard remuneration of ¥650,000/month. Pensionable age starts at 65 with 10+ years of contributions.

Formula

Contribution = min(Remuneration, ¥650,000) × 18.3%. Employee share = Total ÷ 2.
C_employee
= Employee monthly pension contribution
S
= Standard monthly remuneration

How to use the Japan Welfare Pension Calculator

  1. 1

    Step 1

    Enter your standard monthly remuneration.

  2. 2

    Step 2

    View employee and employer contribution split.

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Frequently asked questions

What is the welfare pension rate in Japan 2025?

The welfare pension (厚生年金) contribution rate is 18.3%, fixed since September 2017. The employee pays 9.15% and the employer pays 9.15%, calculated on standard monthly remuneration up to ¥650,000.

How much pension will I receive in Japan?

The monthly pension amount = Average Standard Remuneration × 5.481/1000 × Months Contributed. For example, 30 years (360 months) at ¥300,000 average = ¥300,000 × 5.481/1000 × 360 ≈ ¥591,948/year.

Sources

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