PPF Calculator for Child — Minor Account Returns

A PPF account opened for your child with ₹1 lakh/year at 7.1% for 15 years grows to ₹27.12 lakh. By age 18-20, this tax-free corpus can fund higher education or provide a financial head start.

Total Invested

₹22,50,000

Interest Earned

₹18,18,209

Maturity Value

₹40,68,209

PPF interest is compounded annually. Current rate: 7.1% p.a. (Q1 FY 2025-26). Minimum lock-in: 15 years. Interest is fully tax-exempt under Section 10(11).

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Common questions about PPF Calculator for Child — Minor Account Returns

Can I open a PPF account for my child?

Yes, a parent or guardian can open a PPF account for a minor child. However, the combined annual deposit in the parent's and child's PPF accounts cannot exceed ₹1.5 lakh for Section 80C purposes.