PPF ₹25,000/year for 20 Years — Maturity Calculator at 7.1%
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Quick Answer
Investing ₹25,000 per year in PPF for 20 years at 7.1% p.a. (current rate) grows to ₹11,09,715. Your total investment is ₹5,00,000 and tax-free returns are ₹6,09,715 — a 122% gain, all exempt under EEE status.
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₹22,50,000
Interest Earned
₹18,18,209
Maturity Value
₹40,68,209
PPF interest is compounded annually. Current rate: 7.1% p.a. (Q1 FY 2025-26). Minimum lock-in: 15 years. Interest is fully tax-exempt under Section 10(11).
Frequently Asked Questions
What is the PPF maturity amount for ₹25,000/year in 20 years?
At 7.1% p.a. (current rate, revised quarterly by government), PPF with ₹25,000 annual investment for 20 years matures to ₹11,09,715. The entire corpus is tax-free under EEE status.
Can I extend PPF beyond 15 years?
Yes. PPF matures in 15 years but can be extended in blocks of 5 years with or without contributions. With contributions (like your ₹25,000/year), the corpus keeps compounding. After 20 years your corpus of ₹11,09,715 can continue growing.