PPF ₹50,000/year for 15 Years — Maturity Calculator at 7.1%
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Quick Answer
Investing ₹50,000 per year in PPF for 15 years at 7.1% p.a. (current rate) grows to ₹13,56,070. Your total investment is ₹7,50,000 and tax-free returns are ₹6,06,070 — a 81% gain, all exempt under EEE status.
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₹22,50,000
Interest Earned
₹18,18,209
Maturity Value
₹40,68,209
PPF interest is compounded annually. Current rate: 7.1% p.a. (Q1 FY 2025-26). Minimum lock-in: 15 years. Interest is fully tax-exempt under Section 10(11).
Frequently Asked Questions
What is the PPF maturity amount for ₹50,000/year in 15 years?
At 7.1% p.a. (current rate, revised quarterly by government), PPF with ₹50,000 annual investment for 15 years matures to ₹13,56,070. The entire corpus is tax-free under EEE status.
Can I extend PPF beyond 15 years?
Yes. PPF matures in 15 years but can be extended in blocks of 5 years with or without contributions. With contributions (like your ₹50,000/year), the corpus keeps compounding. After 15 years your corpus of ₹13,56,070 can continue growing.