Employer GOSI Contribution
SAR150
Employee GOSI Deduction
SAR0
Total GOSI Contribution
SAR150
Employer Rate
2.00%
Employee Rate
0.00%
Saudi GOSI Calculator — Basic Monthly Salary (SAR) ₹7,500
With basic monthly salary (sar) of ₹7,500, the employer gosi contribution is SAR731.
GOSI is assessed on basic salary only
Saudi nationals pay employee + employer contributions; expats pay employer Annex only
Employer GOSI Contribution
SAR975
Employee GOSI Deduction
SAR975
Total GOSI Contribution
SAR1,950
Employer Rate
9.75%
Employee Rate
9.75%
Saudi GOSI rates effective 2025: Saudi nationals — 9.75% employer + 9.75% employee on basic salary. Non-Saudi employees — 2% employer only (Occupational Hazards branch). The employee deduction reduces monthly take-home pay.
What is the Saudi GOSI Calculator?
GOSI (General Organization for Social Insurance) is Saudi Arabia's mandatory social insurance system. For Saudi nationals, both employer and employee each contribute 9.75% of the basic salary — covering annuities (pension), unemployment insurance (SANED), and occupational hazard protection. For non-Saudi employees, only the employer pays a 2% occupational hazards contribution; there is no employee deduction. Contributions are applied to basic salary only, excluding housing and other allowances.
Formula
Saudi employee: Employer contributes 9.75% of basic salary; employee pays 9.75%. Non-Saudi: Employer pays 2% only, employee pays 0%.- Basic
- = Monthly basic salary in SAR
- r_e
- = Employer rate — 9.75% (Saudi) or 2% (Non-Saudi)
- r_ee
- = Employee rate — 9.75% (Saudi) or 0% (Non-Saudi)
How to use the Saudi GOSI Calculator
- 1
Step 1
Enter the employee's basic monthly salary in SAR.
- 2
Step 2
Select Saudi National or Non-Saudi from the nationality dropdown.
- 3
Step 3
The calculator shows employer contribution, employee deduction, and total GOSI for the month.
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Frequently asked questions
What is GOSI in Saudi Arabia?
GOSI (General Organization for Social Insurance) provides pension, occupational hazard, and unemployment (SANED) coverage to workers in Saudi Arabia. It is mandatory for all employers and Saudi employees.
Do expats pay GOSI in Saudi Arabia?
Non-Saudi employees do not pay GOSI employee contributions. Only the employer pays a 2% occupational hazards contribution on behalf of expat employees.
What is the GOSI ceiling salary in 2025?
The GOSI contribution ceiling is SAR 45,000/month. Contributions are not calculated on salary above this cap.
Is GOSI deducted from gross or basic salary?
GOSI is calculated on the basic salary only. Housing allowance, transport allowance, and other benefits are excluded.
Sources
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