Stamp Duty Calculator - Delhi
Delhi stamp duty rates: 6% for men, 4% for women, 5% for joint male-female ownership. Registration charge: 1% of property value. On a Rs 1 crore property in Delhi, a male buyer pays Rs 6 lakh stamp duty + Rs 1 lakh registration = Rs 7 lakh. A woman buyer pays Rs 4 lakh + Rs 1 lakh = Rs 5 lakh - saving Rs 2 lakh.
Stamp Duty
₹2,50,000
5.0%
Registration
₹50,000
Property Value
₹50,00,000
Total Cost
₹53,00,000
Rates are approximate and vary by property type and location within the state. Female buyers get a discount in most states. Mumbai properties attract an additional 1% metro cess in Maharashtra.
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Common questions about Stamp Duty Calculator - Delhi
Should I register the Delhi property in my wife's name to save stamp duty?
Registering in a woman's name saves 2% stamp duty in Delhi. On a Rs 1 crore property, that is Rs 2 lakh saved. However, this has implications for home loan eligibility (the primary earning member may need to be the legal owner for banks), income tax deductions, and future sale. Many couples register as joint owners at 5% to balance savings and practicality.
What is the circle rate in Delhi and how does it affect stamp duty?
Circle rates in Delhi vary by area: Rs 1.8-7.5 lakh per sq yard depending on locality. If market price is Rs 1 crore but circle rate implies Rs 80 lakh, stamp duty is paid on Rs 1 crore (the higher value). If market price is below circle rate (unusual but possible in older areas), stamp duty is paid on the circle rate - you cannot pay less.
Can I claim stamp duty as a tax deduction?
Yes. Under Section 80C, stamp duty and registration charges paid for a residential property are eligible for deduction up to Rs 1.5 lakh per year (old tax regime only). On a Rs 6 lakh stamp duty, you can claim Rs 1.5 lakh in the year of purchase, saving up to Rs 46,800 in tax at 30% bracket.