EPF Rules in Haryana — Rules & Rates 2026
Last updated: 2026-04-07
EPF Rules Rates & Rules — Haryana
| Parameter | Value — Haryana |
|---|---|
| Employee Contribution | 12% of basic + DA |
| Employer Contribution | 12% of basic + DA (8.33% to EPS; 3.67% to EPF) |
| Interest Rate (2025-26) | 8.25% p.a. |
| EDLI Benefit | Up to ₹7L death benefit (no premium from employee) |
| Withdrawal Rules | Partial withdrawal after 7 years service for housing, education, illness |
| Tax on Withdrawal | Tax-free after 5 years continuous service; TDS at 10% before 5 years |
| Notes | EPF is a central scheme (EPFO) with uniform rules across India. State-specific variation only applies to state-run PF trusts (exempted establishments). |
Employee Contribution
12% of basic + DA
Employer Contribution
12% of basic + DA (8.33% to EPS; 3.67% to EPF)
Interest Rate (2025-26)
8.25% p.a.
EDLI Benefit
Up to ₹7L death benefit (no premium from employee)
Withdrawal Rules
Partial withdrawal after 7 years service for housing, education, illness
Tax on Withdrawal
Tax-free after 5 years continuous service; TDS at 10% before 5 years
Notes
EPF is a central scheme (EPFO) with uniform rules across India. State-specific variation only applies to state-run PF trusts (exempted establishments).
EPF Rules Calculator
Check on EPFO member portal (passbook.epfindia.gov.in)
✅ Eligible
Eligible after 2 months of unemployment
Limit: 100% of balance
Withdrawal Amount
₹3,50,000
TDS Deducted
₹0
Net Amount
₹3,50,000
Tax Status: ✅ Tax Exempt
Service ≥ 5 years — FULLY TAX EXEMPT. No TDS.
How to Withdraw
• Online: EPFO member portal → Claim (31, 19, 10C, 10D) → Submit with UAN + Aadhaar linked
• Offline: Form 19 (full withdrawal) / Form 31 (partial) at EPFO office
• Requirements: Active UAN, Aadhaar linked, bank account verified, 2 months after leaving job
• Timeline: 15-20 working days (online claim)