TDS Under Section 194C - Contractor Payment Calculator

Section 194C applies to payments to contractors and subcontractors. TDS rate: 1% for individual/HUF contractors, 2% for companies. Threshold: Rs 30,000 per payment OR Rs 1 lakh aggregate in a year. On Rs 5 lakh paid to a contractor company for services: TDS = 2% of Rs 5 lakh = Rs 10,000.

TDS Rate

10%

TDS Amount

₹10,000

Net Payment

₹90,000

Without PAN, TDS is deducted at 20% (Section 206AA). Rates: 194J: 10%, 194I: 10%, 194C: 1-2%, 194A: 10%, 194H: 5%. Salary TDS varies — shown as flat 10% estimate.

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Common questions about TDS Under Section 194C - Contractor Payment Calculator

What is a "work contract" for Section 194C purposes?

Section 194C covers work contracts broadly: civil construction, repairs, manufacturing, advertising, broadcasting, telecasting, carriage of goods, catering, and any work carried out by a contractor. It does not apply to professional fees (covered by 194J) or rent (covered by 194I). If you hire a painter for Rs 35,000, 194C applies. If you pay a CA for professional services, 194J applies.

Does Section 194C apply to GST amount?

TDS under income tax is calculated on the base invoice value excluding GST. If a contractor charges Rs 1 lakh plus 18% GST (total Rs 1.18 lakh), TDS is calculated on Rs 1 lakh only (not Rs 1.18 lakh). This principle applies to all TDS sections - always separate the GST component before applying TDS.

What is the penalty for non-deduction of TDS?

Failure to deduct TDS: you pay 1% per month interest on the TDS amount from date payment was made to when TDS would have been deducted. Failure to deposit deducted TDS to government: 1.5% per month interest. Additionally, the payment may be disallowed as business expense in your income tax computation, which is a significant additional cost for businesses.