XIRR vs CAGR - Which Return Measure Should I Use?

Use CAGR for lumpsum निवेशs where you invest once and measure growth. Rs 1 लाख growing to Rs 3.1 लाख in 10 वर्ष: CAGR = 12%. Use XIRR for SIPs, stocks with multiple buys, or any portfolio with multiple cashflows. XIRR is mathematically superior for real-world investing patterns.

XIRR

17.11%

Annualized return using Newton-Raphson method

XIRR (Extended Internal Rate of Return) handles irregular cashflows. Use negative values for investments and positive for redemptions.

Weekly Indian rate update

RBI repo, top FD rates, tax deadlines. Free. No spam.

Calculated with CalcCrack