Bank of India— Banking Products & Rates 2026
Compare Bank of India interest rates across FDs, loans, savings, and more. All data updated for 2026.
Bank of India Products (10)
- FD Rates
Fixed deposit interest rates across all tenures
View rates → - Savings Account Interest
Savings account interest rate and features
View rates → - Home Loan Rate
Home loan rates, EMI, and eligibility
View rates → - Car Loan Rate
New and used car loan interest rates
View rates → - Personal Loan Rate
Unsecured personal loan rates and quick disbursal
View rates → - Education Loan Rate
Study loan rates for India and abroad
View rates → - Credit Card Features
Credit card benefits, fees, and reward programs
View rates → - Recurring Deposit
Monthly RD rates and maturity calculations
View rates → - NRE/NRO Account
NRI account rates and repatriation rules
View rates → - Locker Charges
Locker annual fees by size and city tier
View rates →
Bank of India Rate Summary
| Product | Quick Answer |
|---|---|
| FD Rates | Bank of India offers FD rates ranging from 6.25–7.1% p.a. for general customers and 6.75–7.6% p.a. for senior citizens. ... |
| Savings Account Interest | Bank of India currently offers a savings account interest rate of 2.75% p.a.. Interest is calculated on daily closing ba... |
| Home Loan Rate | Bank of India home loan interest rates start at 8.4% p.a. and go up to 9.7% p.a. (as of early 2026). Rates are linked to... |
| Car Loan Rate | Bank of India car loan interest rates range from 8.65–9.5% p.a. for new cars. The actual rate depends on your credit sco... |
| Personal Loan Rate | Bank of India personal loan interest rates range from 11.3–15.75% p.a.. Existing customers with salary accounts may get ... |
| Education Loan Rate | Bank of India education loan rates range from 8.45–11% p.a.. Loans up to ₹7.5 lakh do not require collateral. Interest i... |
| Credit Card Features | Bank of India offers credit cards ranging from entry-level cashback cards to premium travel and lifestyle cards. Key ben... |
| Recurring Deposit | Bank of India offers a recurring deposit (RD) interest rate of approximately 6.75% p.a. RDs allow systematic monthly sav... |
| NRE/NRO Account | Bank of India NRE fixed deposits earn 6.75% p.a. (tax-free in India). NRE accounts hold repatriable foreign earnings, wh... |
| Locker Charges | Bank of India offers bank lockers in small, medium, large, and extra-large sizes. Annual charges vary by city tier and l... |