ICICI Bank— Banking Products & Rates 2026
Compare ICICI Bank interest rates across FDs, loans, savings, and more. All data updated for 2026.
ICICI Bank Products (10)
- FD Rates
Fixed deposit interest rates across all tenures
View rates → - Savings Account Interest
Savings account interest rate and features
View rates → - Home Loan Rate
Home loan rates, EMI, and eligibility
View rates → - Car Loan Rate
New and used car loan interest rates
View rates → - Personal Loan Rate
Unsecured personal loan rates and quick disbursal
View rates → - Education Loan Rate
Study loan rates for India and abroad
View rates → - Credit Card Features
Credit card benefits, fees, and reward programs
View rates → - Recurring Deposit
Monthly RD rates and maturity calculations
View rates → - NRE/NRO Account
NRI account rates and repatriation rules
View rates → - Locker Charges
Locker annual fees by size and city tier
View rates →
ICICI Bank Rate Summary
| Product | Quick Answer |
|---|---|
| FD Rates | ICICI Bank offers FD rates ranging from 6.5–7.25% p.a. for general customers and 7–7.75% p.a. for senior citizens. Rates... |
| Savings Account Interest | ICICI Bank currently offers a savings account interest rate of 3–3.5% p.a.. Interest is calculated on daily closing bala... |
| Home Loan Rate | ICICI Bank home loan interest rates start at 8.75% p.a. and go up to 9.9% p.a. (as of early 2026). Rates are linked to t... |
| Car Loan Rate | ICICI Bank car loan interest rates range from 8.8–9.85% p.a. for new cars. The actual rate depends on your credit score,... |
| Personal Loan Rate | ICICI Bank personal loan interest rates range from 10.85–19% p.a.. Existing customers with salary accounts may get prefe... |
| Education Loan Rate | ICICI Bank education loan rates range from 9.5–13% p.a.. Loans up to ₹7.5 lakh do not require collateral. Interest is el... |
| Credit Card Features | ICICI Bank offers credit cards ranging from entry-level cashback cards to premium travel and lifestyle cards. Key benefi... |
| Recurring Deposit | ICICI Bank offers a recurring deposit (RD) interest rate of approximately 7% p.a. RDs allow systematic monthly savings s... |
| NRE/NRO Account | ICICI Bank NRE fixed deposits earn 7% p.a. (tax-free in India). NRE accounts hold repatriable foreign earnings, while NR... |
| Locker Charges | ICICI Bank offers bank lockers in small, medium, large, and extra-large sizes. Annual charges vary by city tier and lock... |