IndusInd Bank— Banking Products & Rates 2026
Compare IndusInd Bank interest rates across FDs, loans, savings, and more. All data updated for 2026.
IndusInd Bank Products (10)
- FD Rates
Fixed deposit interest rates across all tenures
View rates → - Savings Account Interest
Savings account interest rate and features
View rates → - Home Loan Rate
Home loan rates, EMI, and eligibility
View rates → - Car Loan Rate
New and used car loan interest rates
View rates → - Personal Loan Rate
Unsecured personal loan rates and quick disbursal
View rates → - Education Loan Rate
Study loan rates for India and abroad
View rates → - Credit Card Features
Credit card benefits, fees, and reward programs
View rates → - Recurring Deposit
Monthly RD rates and maturity calculations
View rates → - NRE/NRO Account
NRI account rates and repatriation rules
View rates → - Locker Charges
Locker annual fees by size and city tier
View rates →
IndusInd Bank Rate Summary
| Product | Quick Answer |
|---|---|
| FD Rates | IndusInd Bank offers FD rates ranging from 6.75–7.75% p.a. for general customers and 7.25–8.25% p.a. for senior citizens... |
| Savings Account Interest | IndusInd Bank currently offers a savings account interest rate of 3.5–5% p.a.. Interest is calculated on daily closing b... |
| Home Loan Rate | IndusInd Bank home loan interest rates start at 9% p.a. and go up to 10.65% p.a. (as of early 2026). Rates are linked to... |
| Car Loan Rate | IndusInd Bank car loan interest rates range from 9.25–11.5% p.a. for new cars. The actual rate depends on your credit sc... |
| Personal Loan Rate | IndusInd Bank personal loan interest rates range from 10.49–26% p.a.. Existing customers with salary accounts may get pr... |
| Education Loan Rate | IndusInd Bank education loan rates range from 9–13% p.a.. Loans up to ₹7.5 lakh do not require collateral. Interest is e... |
| Credit Card Features | IndusInd Bank offers credit cards ranging from entry-level cashback cards to premium travel and lifestyle cards. Key ben... |
| Recurring Deposit | IndusInd Bank offers a recurring deposit (RD) interest rate of approximately 7.25% p.a. RDs allow systematic monthly sav... |
| NRE/NRO Account | IndusInd Bank NRE fixed deposits earn 7.25% p.a. (tax-free in India). NRE accounts hold repatriable foreign earnings, wh... |
| Locker Charges | IndusInd Bank offers bank lockers in small, medium, large, and extra-large sizes. Annual charges vary by city tier and l... |