Punjab National Bank— Banking Products & Rates 2026
Compare PNB interest rates across FDs, loans, savings, and more. All data updated for 2026.
PNB Products (10)
- FD Rates
Fixed deposit interest rates across all tenures
View rates → - Savings Account Interest
Savings account interest rate and features
View rates → - Home Loan Rate
Home loan rates, EMI, and eligibility
View rates → - Car Loan Rate
New and used car loan interest rates
View rates → - Personal Loan Rate
Unsecured personal loan rates and quick disbursal
View rates → - Education Loan Rate
Study loan rates for India and abroad
View rates → - Credit Card Features
Credit card benefits, fees, and reward programs
View rates → - Recurring Deposit
Monthly RD rates and maturity calculations
View rates → - NRE/NRO Account
NRI account rates and repatriation rules
View rates → - Locker Charges
Locker annual fees by size and city tier
View rates →
PNB Rate Summary
| Product | Quick Answer |
|---|---|
| FD Rates | Punjab National Bank offers FD rates ranging from 6.25–7.05% p.a. for general customers and 6.75–7.55% p.a. for senior c... |
| Savings Account Interest | Punjab National Bank currently offers a savings account interest rate of 2.7% p.a.. Interest is calculated on daily clos... |
| Home Loan Rate | Punjab National Bank home loan interest rates start at 8.45% p.a. and go up to 9.8% p.a. (as of early 2026). Rates are l... |
| Car Loan Rate | Punjab National Bank car loan interest rates range from 8.75–9.6% p.a. for new cars. The actual rate depends on your cre... |
| Personal Loan Rate | Punjab National Bank personal loan interest rates range from 11.5–16% p.a.. Existing customers with salary accounts may ... |
| Education Loan Rate | Punjab National Bank education loan rates range from 8.55–11.5% p.a.. Loans up to ₹7.5 lakh do not require collateral. I... |
| Credit Card Features | Punjab National Bank offers credit cards ranging from entry-level cashback cards to premium travel and lifestyle cards. ... |
| Recurring Deposit | Punjab National Bank offers a recurring deposit (RD) interest rate of approximately 6.75% p.a. RDs allow systematic mont... |
| NRE/NRO Account | Punjab National Bank NRE fixed deposits earn 6.75% p.a. (tax-free in India). NRE accounts hold repatriable foreign earni... |
| Locker Charges | Punjab National Bank offers bank lockers in small, medium, large, and extra-large sizes. Annual charges vary by city tie... |