Annual EI Premium
CAD1,038
Insurable Earnings
CAD65,700
Monthly EI Deduction
CAD87
Effective EI Rate
0.35%
Employment Insurance (EI) Calculator — Annual Insurable Earnings (C$) ₹3,00,000
With annual insurable earnings (c$) of ₹3,00,000, the annual ei premium is CAD1,038.
Your total insurable earnings for the year
Insurable Earnings
CAD60,000
Annual EI Premium
CAD948
Monthly EI Deduction
CAD79
Effective EI Rate
1.58%
2025 EI rates: employee 1.58% (1.21% in Quebec), maximum insurable earnings $65,700. Maximum annual premium: $1,038.06 (non-QC). Quebec residents pay lower EI because they contribute separately to the Quebec Parental Insurance Plan (QPIP).
What is the Employment Insurance (EI) Calculator?
Employment Insurance (EI) provides temporary income support for Canadians who lose their jobs, are sick, or need to care for family members. In 2025, employees contribute 1.58% of insurable earnings up to a maximum of $65,700. Employers contribute 1.4× the employee premium. Quebec residents pay 1.21% (lower rate) as they contribute separately to the Quebec Parental Insurance Plan.
Formula
Insurable Earnings = min(Annual Earnings, $65,700). EI Premium = Insurable Earnings × 1.58% (or 1.21% in Quebec).- I
- = Annual employment income
- r_EI
- = EI rate (1.58% outside Quebec; 1.21% in Quebec)
How to use the Employment Insurance (EI) Calculator
- 1
Step 1
Enter your annual insurable earnings.
- 2
Step 2
Select your province (Quebec has a lower EI rate).
- 3
Step 3
View your annual and monthly EI premium.
Reviewed by
CalcHub Editorial Team
· Financial Content TeamMaintained by our finance content team. Calculators verified against RBI circulars, Income Tax Act, and published formulas. Expert reviewer applications open.
Our editorial team audits every calculator formula against primary sources (RBI, CBDT, SEBI, ICMR) quarterly. We are onboarding independent Chartered Accountants and Certified Financial Planners to review individual calculators — apply at /experts/apply.
Reviewed on
Frequently asked questions
What is the EI premium rate for 2025?
The 2025 EI employee premium rate is 1.58% (1.21% in Quebec). The maximum insurable earnings are $65,700, making the maximum annual EI premium $1,038.06.
How much do employers contribute to EI?
Employers contribute 1.4 times the employee EI premium. For each dollar of employee EI contribution, employers pay $1.40.
Am I eligible for EI if I quit my job?
Generally no — EI regular benefits require involuntary job loss (layoff). However, you may qualify in special circumstances such as leaving due to unsafe working conditions or constructive dismissal.
Sources
Weekly Indian rate update
RBI repo, top FD rates, tax deadlines. Free. No spam.
Calculated with CalcCrack