Capital Gains After Indexation Removal — New Rules 2024

Budget 2024 removed indexation benefit for all assets. New rates: equity LTCG 12.5% (above ₹1.25L), property LTCG 12.5%, STCG equity 20%. Example: property ₹50L → ₹80L in 5 years: old tax (with indexation) ~₹3.6L vs new tax ₹3.75L — roughly similar.

LTCG — 12.5% above ₹1.25L

₹3,00,000

Tax Payable

₹21,875

LTCG Exemption

₹1,25,000

Tax Rate

12.5%

Long-Term Capital Gain (held 12+ months): 12.5% on gains above ₹1.25L — no indexation benefit (Budget 2024).

For listed equity shares and equity mutual funds only. Rates as per Budget 2024 (effective 23 July 2024).

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Calculated with CalcHub