Capital Gains Tax Saving — Section 54 & 54EC

Save LTCG tax: Section 54 — reinvest property gain in new house within 2 years. Section 54EC — invest up to ₹50L in NHAI/REC bonds (5-year lock-in). Section 54F — equity gains reinvested in residential property.

LTCG — 12.5% above ₹1.25L

₹3,00,000

Tax Payable

₹21,875

LTCG Exemption

₹1,25,000

Tax Rate

12.5%

Long-Term Capital Gain (held 12+ months): 12.5% on gains above ₹1.25L — no indexation benefit (Budget 2024).

For listed equity shares and equity mutual funds only. Rates as per Budget 2024 (effective 23 July 2024).

Weekly Indian rate update

RBI repo, top FD rates, tax deadlines. Free. No spam.

Calculated with CalcHub