STCG Rate Change — 15% to 20% (Budget 2024)

Budget 2024 raised equity STCG from 15% to 20%. On ₹3 lakh gain: old tax ₹45,000, new tax ₹60,000 — ₹15,000 more. This applies to shares, equity MFs, and listed securities sold within 12 months.

LTCG — 12.5% above ₹1.25L

₹3,00,000

Tax Payable

₹21,875

LTCG Exemption

₹1,25,000

Tax Rate

12.5%

Long-Term Capital Gain (held 12+ months): 12.5% on gains above ₹1.25L — no indexation benefit (Budget 2024).

For listed equity shares and equity mutual funds only. Rates as per Budget 2024 (effective 23 July 2024).

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