Education Loan Calculator
Student loan EMI with moratorium period
Monthly EMI
₹23,097
Total Payable
₹27,71,696
Accrued Interest (Moratorium)
₹2,85,000
Effective Principal
₹17,85,000
Interest accrues (simple) during the course + 6-12 month grace period (moratorium). EMI starts after moratorium ends. Interest paid during repayment is deductible under Section 80E (no upper limit).
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Calculated with CalcHub