Buy vs Rent कैलकुलेटर - Bangalore
A 2BHK in Whitefield costs Rs 80-120 लाख to buy and rents for Rs 25,000-35,000/month. The price-to-rent ratio of roughly 22-25 is borderline. With Bangalore संपत्ति appreciating 8-10% annually and rents rising 5-8% year-on-year, buying in peripheral tech corridors like Whitefield or Sarjapur has a reasonable 10-year case.
Monthly EMI
₹55,541
Total Buying Cost
₹1,49,29,765
Total Renting Cost
₹99,19,786
Property Value at End
₹2,56,57,084
Break-Even Year
Year 1
Verdict
Buying is better long-term
Compares total cost of buying (down payment + EMIs) vs renting (with annual rent increases) over the loan tenure. Factors in property appreciation for the buying scenario.
Weekly Indian rate update
RBI repo, top FD rates, tax deadlines. Free. No spam.
Calculated with CalcCrack