Kisan गोल्ड लोन - Agricultural गोल्ड लोन कैलकुलेटर
RBI allows गोल्ड लोनs for agricultural purposes with priority sector status. SBI's agricultural गोल्ड लोन scheme offers rates as low as 7-8.5% for crop loans and equipment finance. On Rs 3 लाख of gold at current prices, a farmer can borrow Rs 2-2.5 लाख at 7-8% for crop inputs - significantly cheaper than moneylender rates of 24-48%.
Gold Value
₹3,30,000
Loan Amount
₹2,47,500
Monthly Interest
₹1,959
Total Interest
₹23,513
Gold price placeholder: ₹7,200/gram for 24K. RBI allows max 75% LTV for gold loans. Actual rates vary by lender and gold quality assessment.
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