SBI गोल्ड लोन कैलकुलेटर 2025

SBI गोल्ड लोन rates start at 8.5% per annum. On Rs 2 लाख borrowed against gold for 12 महीने, the interest is Rs 17,000 (simple interest) or a monthly EMI of Rs 17,499. SBI requires a valid KYC and the gold to be 18-22 karat. Maximum ऋण अवधि is 36 महीने for bullet repayment and 36 महीने for EMI.

Gold Value

₹3,30,000

Loan Amount

₹2,47,500

Monthly Interest

₹1,959

Total Interest

₹23,513

Gold price placeholder: ₹7,200/gram for 24K. RBI allows max 75% LTV for gold loans. Actual rates vary by lender and gold quality assessment.

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