Gratuity Calculator — 10 Years of Service

For 10 years of service with last drawn salary (basic + DA) of ₹80,000/month: Gratuity = ₹80,000 × 15 × 10 ÷ 26 = ₹4,61,538. Tax-free up to ₹20 lakh under the Gratuity Act.

Basic + Dearness Allowance only

Gratuity Amount

₹3,69,231

Tax-Free Amount

₹3,69,231

Up to ₹20L tax-free under Section 10(10)

Formula: (Last Salary × 15 × Years) ÷ 26. Capped at ₹20 lakh for employees covered under the Payment of Gratuity Act, 1972.

Weekly Indian rate update

RBI repo, top FD rates, tax deadlines. Free. No spam.

Calculated with CalcHub

Common questions about Gratuity Calculator — 10 Years of Service

Is gratuity mandatory after 10 years?

Yes, if the establishment has 10+ employees, gratuity is mandatory after 5 years of continuous service under the Payment of Gratuity Act, 1972. After 10 years, your gratuity amount doubles compared to 5 years (it's proportional to years served).

Is gratuity taxable after 10 years?

Gratuity is tax-exempt up to ₹20 lakh for employees covered under the Gratuity Act. For government employees, the entire amount is tax-free. Any amount above ₹20 lakh is taxed at your income slab rate.