Gratuity Calculator — 20 Years of Service
For 20 years of service with ₹80,000/month salary: Gratuity = ₹80,000 × 15 × 20 ÷ 26 = ₹9,23,077. For higher salaries (₹1.5L/month): gratuity = ₹17,30,769 — still under the ₹20L cap.
Basic + Dearness Allowance only
Gratuity Amount
₹3,69,231
Tax-Free Amount
₹3,69,231
Up to ₹20L tax-free under Section 10(10)
Formula: (Last Salary × 15 × Years) ÷ 26. Capped at ₹20 lakh for employees covered under the Payment of Gratuity Act, 1972.
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Calculated with CalcHub