ग्रेच्युटी कर Exemption कैलकुलेटर — ₹20 लाख Limit

ग्रेच्युटी up to ₹20 लाख is कर-free for private-sector employees. For ₹1.5L/month वेतन after 25 वर्ष: ग्रेच्युटी = ₹21,63,462. कर-free: ₹20L. करable portion: ₹1,63,462 (at your slab rate).

Basic + Dearness Allowance only

Gratuity Amount

₹3,69,231

Tax-Free Amount

₹3,69,231

Up to ₹20L tax-free under Section 10(10)

Formula: (Last Salary × 15 × Years) ÷ 26. Capped at ₹20 lakh for employees covered under the Payment of Gratuity Act, 1972.

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