LIC Maturity — ગુજરાતીમાં
₹5K/month, 20yr: ~₹14L.
LIC declared: ₹48 (endowment), ₹50 (Jeevan Anand)
Total Maturity Value
₹19.88L
Total Premiums Paid
₹11.00L
Net Gain
₹8.88L
Effective Return (CAGR)
3.00%
Maturity Breakup
Sum Assured₹10.00L
Simple Reversionary Bonus (₹48/1000 × 20 yrs)₹9.60L
Final Additional Bonus (₹28/1000)₹28,000
Total Maturity₹19.88L
FD alternative at 7% p.a. for 20 years
₹42.57L
LIC vs FD difference
₹-22,68,653
Bonus rates are indicative based on recent LIC declarations. Actual bonuses are declared annually and may vary. This calculator uses Simple Reversionary Bonus (SRB) + Final Additional Bonus (FAB) as per LIC policy structure. Maturity proceeds are tax-free under Section 10(10D) if premium ≤ 10% of SA.
₹5K/month, 20yr: ~₹14L.
LIC: endowment plans.
વારંવાર પૂછાતા પ્રશ્નો
Bonus?
₹30–50/₹1K.
Surrender?
3yr after.
Tax?
10(10D).
Better?
Term+MF.
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