HRA Exemption Calculator — Bangalore (Non-Metro, 40% Rule)
Bangalore is non-metro for HRA: basic ₹6L, HRA received ₹3L, rent paid ₹2.4L. HRA exempt = min(₹3L, 40% of ₹6L = ₹2.4L, ₹2.4L − ₹60K = ₹1.8L) = ₹1.8 lakh. Taxable HRA: ₹1.2 lakh.
HRA Exempt (Tax-Free)
₹1,80,000
HRA Taxable
₹1,20,000
HRA exemption = minimum of: (1) HRA received, (2) 50%/40% of basic for metro/non-metro, (3) Rent paid minus 10% of basic. Only applicable under Old Tax Regime.
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Common questions about HRA Exemption Calculator — Bangalore (Non-Metro, 40% Rule)
Is Bangalore a metro or non-metro for HRA?
Bangalore is classified as non-metro for HRA purposes. Only Delhi, Mumbai, Kolkata, and Chennai are metros. This means HRA exemption is capped at 40% of basic (vs 50% in metros). Despite Bangalore's high rents, the lower 40% limit applies.