Kisan Credit Card Calculator
KCC loan EMI — 4% subsidized rate up to ₹3L, 7% above
KCC Interest Subvention Scheme
Up to ₹3 lakh: 4% effective rate (9% base − 3% subvention − 2% prompt repayment bonus). Above ₹3L: ~7% rate applies.
✅ Within subsidized limit (4% rate)
Monthly EMI
₹25,545
Total Interest
₹6,540
Total Payable
₹3,06,540
Effective Interest Rate
4.00% p.a.
KCC (Kisan Credit Card) provides revolving credit for crop cultivation, post-harvest expenses, allied activities, and personal needs. Prompt repayment within 1 year gets additional 2% subvention making it 4% effective.
Weekly Indian rate update
RBI repo, top FD rates, tax deadlines. Free. No spam.
Calculated with CalcHub