Lumpsum vs SIP कैलकुलेटर — Which Gives Better रिटर्न?

₹10 लाख lumpsum at 12% for 10 वर्ष = ₹31.06 लाख. Equivalent SIP (₹8,333/month for 10 वर्ष at 12%) = ₹19.29 लाख. Lumpsum wins when markets trend up, but SIP averages out volatility.

Invested Amount

₹5,00,000

Estimated Returns

₹10,52,924

Total Value

₹15,52,924

Invested vs Returns

InvestedReturns

Annual compounding assumed. Mutual fund returns are subject to market risk. Past performance is not a guarantee of future returns.

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Calculated with CalcCrack