Lumpsum Calculator — ₹10 Lakh Invested for 10 Years
A lumpsum of ₹10 lakh invested at 12% for 10 years grows to ₹31.06 lakh — that's ₹21.06 lakh in returns on your original investment, more than tripling your money.
Invested Amount
₹5,00,000
Estimated Returns
₹10,52,924
Total Value
₹15,52,924
Invested vs Returns
Annual compounding assumed. Mutual fund returns are subject to market risk. Past performance is not a guarantee of future returns.
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Calculated with CalcHub
Common questions about Lumpsum Calculator — ₹10 Lakh Invested for 10 Years
Should I invest ₹10 lakh as lumpsum or SIP?
If markets are fairly valued, lumpsum outperforms SIP ~65% of the time over 10+ year periods. For risk-averse investors, consider STP (Systematic Transfer Plan) — park the lumpsum in a liquid fund and transfer monthly to equity over 6-12 months.
What is the best mutual fund for ₹10 lakh lumpsum?
For 10+ year horizons, diversified equity funds (flexi-cap or large-and-mid-cap) work well. Index funds tracking Nifty 50 or Nifty Next 50 are low-cost alternatives. Avoid sector funds for lumpsum unless you have strong conviction.