Mortgage Amortization — मराठीत

₹50L, 8.5%, 20 वर्षे: EMI ₹43,391.

Loan Amount (₹)

Interest Rate (% p.a.)

Loan Tenure (years)

Monthly EMI

₹43,391

Total Interest

₹54,13,879

Total Payable

₹1,04,13,879

Year	Principal	Interest	Balance
1	₹99,511	₹4,21,182	₹49,00,489
2	₹1,08,307	₹4,12,387	₹47,92,181
3	₹1,17,881	₹4,02,813	₹46,74,300
4	₹1,28,300	₹3,92,394	₹45,46,000
5	₹1,39,641	₹3,81,053	₹44,06,359

₹50L, 8.5%, 20 वर्षे: EMI ₹43,391.

Amortization: प्रत्येक EMI मध्ये principal/interest भाग.

वारंवार विचारले जाणारे प्रश्न

Amortization म्हणजे?

Loan repayment schedule.

Prepayment?

Principal कमी करून interest वाचवा.

Tax?

80C + 24B.

Part prepayment?

Bank अनुमतीने.