NPS कैलकुलेटर — ₹10,000/month for 20 वर्ष
NPS with ₹10,000/month for 20 वर्ष at 10% blended return: corpus at सेवानिवृत्ति (age 60) = ₹76,56,969. Lumpsum (60%) = ₹45,94,181, Monthly पेंशन (6.5% annuity on 40%) ≈ ₹16,590.
Total Corpus
₹61,43,586
Est. Monthly Pension
₹12,287
Tax-Free Lumpsum (60%)
₹36,86,152
Annuity Fund (40%)
₹24,57,434
Equity assumed at 12% p.a., Debt at 7% p.a. Max equity allocation is 75% (Active choice). 60% lumpsum is tax-free; 40% must be used to buy an annuity (6% annuity assumed for pension estimate).
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Calculated with CalcCrack