NPS कैलकुलेटर — How to Build ₹1 करोड़ Corpus

To build a ₹1 करोड़ NPS corpus in 25 वर्ष with 50% equity (blended 9.5% return), you need to invest approximately ₹7,000/month. Total निवेश: ₹21 लाख. रिटर्न earned: ₹79 लाख.

Total Corpus

₹61,43,586

Est. Monthly Pension

₹12,287

Tax-Free Lumpsum (60%)

₹36,86,152

Annuity Fund (40%)

₹24,57,434

Equity assumed at 12% p.a., Debt at 7% p.a. Max equity allocation is 75% (Active choice). 60% lumpsum is tax-free; 40% must be used to buy an annuity (6% annuity assumed for pension estimate).

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