NPS Tier 1 Return कैलकुलेटर — Equity + Debt Blend
With ₹5,000/month in NPS Tier 1 for 25 वर्ष (50% equity at 12%, 50% debt at 7%), your estimated corpus is ₹72.89 लाख. The 60% कर-free lumpsum would be ₹43.73 लाख, with a monthly पेंशन of ~₹14,576.
Total Corpus
₹61,43,586
Est. Monthly Pension
₹12,287
Tax-Free Lumpsum (60%)
₹36,86,152
Annuity Fund (40%)
₹24,57,434
Equity assumed at 12% p.a., Debt at 7% p.a. Max equity allocation is 75% (Active choice). 60% lumpsum is tax-free; 40% must be used to buy an annuity (6% annuity assumed for pension estimate).
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Calculated with CalcCrack