NPS Calculator — 75% Equity Allocation (Aggressive)

With ₹5,000/month and 75% equity allocation for 25 years (equity at 12%, debt at 7%), NPS corpus grows to ₹91.48 lakh. The 60% lumpsum is ₹54.89 lakh and estimated monthly pension is ₹18,296.

Total Corpus

₹61,43,586

Est. Monthly Pension

₹12,287

Tax-Free Lumpsum (60%)

₹36,86,152

Annuity Fund (40%)

₹24,57,434

Equity assumed at 12% p.a., Debt at 7% p.a. Max equity allocation is 75% (Active choice). 60% lumpsum is tax-free; 40% must be used to buy an annuity (6% annuity assumed for pension estimate).

Weekly Indian rate update

RBI repo, top FD rates, tax deadlines. Free. No spam.

Calculated with CalcHub