NPS Annuity Calculator — Monthly Pension Estimate
If your NPS corpus is ₹50 lakh, 40% (₹20 lakh) must buy an annuity. At a 6% annuity rate, that gives a monthly pension of ₹10,000. The remaining 60% (₹30 lakh) is a tax-free lumpsum withdrawal.
Total Corpus
₹61,43,586
Est. Monthly Pension
₹12,287
Tax-Free Lumpsum (60%)
₹36,86,152
Annuity Fund (40%)
₹24,57,434
Equity assumed at 12% p.a., Debt at 7% p.a. Max equity allocation is 75% (Active choice). 60% lumpsum is tax-free; 40% must be used to buy an annuity (6% annuity assumed for pension estimate).
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Calculated with CalcHub