NPS Calculator for Government Employees — 14% Employer Match
Government employees get 14% basic salary as employer NPS contribution. With basic pay of ₹50,000/month (₹7,000 employer + ₹5,000 own), total ₹12,000/month at 50% equity for 25 years builds ₹1.75 crore corpus.
Total Corpus
₹61,43,586
Est. Monthly Pension
₹12,287
Tax-Free Lumpsum (60%)
₹36,86,152
Annuity Fund (40%)
₹24,57,434
Equity assumed at 12% p.a., Debt at 7% p.a. Max equity allocation is 75% (Active choice). 60% lumpsum is tax-free; 40% must be used to buy an annuity (6% annuity assumed for pension estimate).
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Calculated with CalcHub