NPS Calculator — How to Build ₹1 Crore Corpus
To build a ₹1 crore NPS corpus in 25 years with 50% equity (blended 9.5% return), you need to invest approximately ₹7,000/month. Total investment: ₹21 lakh. Returns earned: ₹79 lakh.
Total Corpus
₹61,43,586
Est. Monthly Pension
₹12,287
Tax-Free Lumpsum (60%)
₹36,86,152
Annuity Fund (40%)
₹24,57,434
Equity assumed at 12% p.a., Debt at 7% p.a. Max equity allocation is 75% (Active choice). 60% lumpsum is tax-free; 40% must be used to buy an annuity (6% annuity assumed for pension estimate).
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Calculated with CalcHub
Common questions about NPS Calculator — How to Build ₹1 Crore Corpus
How much monthly NPS investment gives ₹1 crore?
At 50% equity allocation (blended ~9.5% return) for 25 years, you need approximately ₹7,000/month to reach ₹1 crore. With 75% equity (higher risk), you could potentially reach ₹1 crore with ~₹5,500/month.