NPS Tax Benefit Calculator — Section 80CCD(1), 80CCD(1B), 80CCD(2)
NPS offers triple tax benefits: 80CCD(1) up to 10% of salary within 80C limit, 80CCD(1B) additional ₹50,000, and 80CCD(2) employer contribution up to 14% (govt) or 10% (private). For a ₹15L salary, max NPS tax saving can be ₹70,000+ per year.
Total Corpus
₹61,43,586
Est. Monthly Pension
₹12,287
Tax-Free Lumpsum (60%)
₹36,86,152
Annuity Fund (40%)
₹24,57,434
Equity assumed at 12% p.a., Debt at 7% p.a. Max equity allocation is 75% (Active choice). 60% lumpsum is tax-free; 40% must be used to buy an annuity (6% annuity assumed for pension estimate).
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Calculated with CalcHub