NSC vs FD — Which Gives Better रिटर्न?
NSC at 7.7% for 5 वर्ष gives ₹1.45 लाख on ₹1 लाख. A 5-year कर-saving FD at ~7% gives ₹1.40 लाख. NSC wins on rate, plus accrued interest qualifies for 80C re-निवेश benefit each year.
Principal Invested
₹1,00,000
Interest Earned
₹44,903
Maturity Value (5 yrs)
₹1,44,903
NSC VIII Issue: 5-year lock-in, compounded annually but payable at maturity. Current rate: 7.7% p.a. Investment qualifies for deduction under Section 80C up to ₹1.5L.
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Calculated with CalcCrack