NSC Calculator — ₹1 Lakh Investment for 5 Years
Investing ₹1 lakh in NSC at 7.7% for 5 years gives a maturity value of ₹1.45 lakh — earning ₹44,903 in interest. Interest is compounded annually but paid at maturity.
Principal Invested
₹1,00,000
Interest Earned
₹44,903
Maturity Value (5 yrs)
₹1,44,903
NSC VIII Issue: 5-year lock-in, compounded annually but payable at maturity. Current rate: 7.7% p.a. Investment qualifies for deduction under Section 80C up to ₹1.5L.
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Calculated with CalcHub
Common questions about NSC Calculator — ₹1 Lakh Investment for 5 Years
How much interest does NSC give on ₹1 lakh?
At 7.7% compounded annually for 5 years, ₹1 lakh in NSC earns ₹44,903 in interest, giving a maturity value of ₹1,44,903. Interest is calculated yearly but paid only at maturity.
Is NSC interest taxable?
NSC interest is taxable under "Income from Other Sources." However, the accrued interest (years 1-4) can be claimed as a fresh 80C deduction each year since it's deemed reinvested. Only year-5 interest is effectively taxed without 80C offset.