PPF Calculator — ₹1,000 Per Month for 15 Years

Investing ₹1,000/month (₹12,000/year) in PPF for 15 years at 7.1% gives a maturity value of ₹3.25 lakh — ₹1.45 lakh in interest earned on ₹1.80 lakh total deposits.

Total Invested

₹22,50,000

Interest Earned

₹18,18,209

Maturity Value

₹40,68,209

PPF interest is compounded annually. Current rate: 7.1% p.a. (Q1 FY 2025-26). Minimum lock-in: 15 years. Interest is fully tax-exempt under Section 10(11).

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Common questions about PPF Calculator — ₹1,000 Per Month for 15 Years

How much will ₹1,000/month in PPF grow to in 15 years?

At the current 7.1% rate, ₹1,000/month (₹12,000/year) grows to approximately ₹3.25 lakh in 15 years. Your total deposits would be ₹1.80 lakh, earning ₹1.45 lakh in tax-free interest.

Is ₹1,000/month enough for PPF?

Yes, the minimum PPF deposit is just ₹500/year. ₹1,000/month is a good starting point. You can increase contributions later — up to ₹1.5 lakh/year maximum.