PPF Interest Rate History — Calculate Returns at Different Rates

PPF rates have ranged from 7.1% (2024-26) to 8.7% (2013-16). At 7.1%, ₹1.5L/year for 15 years gives ₹40.68 lakh. At 8%, the same investment would have yielded ₹43.55 lakh — ₹2.87 lakh more.

Total Invested

₹22,50,000

Interest Earned

₹18,18,209

Maturity Value

₹40,68,209

PPF interest is compounded annually. Current rate: 7.1% p.a. (Q1 FY 2025-26). Minimum lock-in: 15 years. Interest is fully tax-exempt under Section 10(11).

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Calculated with CalcHub