Retirement Corpus for ₹75,000/month Expenses — Calculator

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Quick Answer

To sustain ₹75,000/month in retirement (inflation-adjusted at 6%, retiring at 60 from age 35), you need a corpus of ₹9,65,67,091. Build this by investing ₹50,888/month via SIP for 25 years at 12% expected returns.

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Corpus Needed

₹8,61,52,368

Monthly Expense at Retirement

₹2,87,175

Years to Build Corpus

30 yrs

Corpus is estimated as future annual expenses × years of retirement (simplified). Assumes post-retirement returns equal inflation. Use the Goal SIP calculator to find your required monthly investment.

Frequently Asked Questions

How much corpus do I need for ₹75,000/month retirement expenses?

Using the 25x annual rule with 6% inflation, ₹75,000/month expenses today will need ₹3,21,890/month at retirement age 60. The corpus needed is ₹9,65,67,091 — enough to last 25-30 years at 7% withdrawal rate.

What SIP amount builds ₹9,65,67,091 corpus in 25 years?

A monthly SIP of ₹50,888 at 12% expected annual returns for 25 years builds a corpus of ₹9,65,67,091. Total investment: ₹1,52,66,437. The power of compounding delivers the rest.

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