RD Calculator — ₹5,000/Month for 5 Years

A Recurring Deposit of ₹5,000/month for 5 years (60 months) at 7% gives a maturity of ₹3.58 lakh — ₹58,000 in interest earned on ₹3 lakh total deposits.

Total Deposited

₹1,20,000

Interest Earned

₹9,099

Maturity Amount

₹1,29,099

Calculated with quarterly compounding as per RBI guidelines for RD accounts. TDS applies on interest above ₹40,000 per year (₹50,000 for senior citizens).

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Calculated with CalcHub

Common questions about RD Calculator — ₹5,000/Month for 5 Years

How much will ₹5,000/month RD give after 5 years?

At 7% with quarterly compounding, ₹5,000/month for 60 months gives approximately ₹3.58 lakh maturity. Your total deposit is ₹3 lakh, earning ~₹58,000 in interest.

Is RD interest taxable?

Yes, RD interest is taxable under "Income from Other Sources." TDS is deducted at 10% if total interest from all FDs/RDs in a bank exceeds ₹40,000/year (₹50,000 for senior citizens). You can submit Form 15G/15H to avoid TDS if your total income is below the taxable limit.