Senior Citizen RD Calculator — Higher Interest Rate

Senior citizens get 0.25-0.50% extra on RD rates. At 7.5% (vs regular 7%), ₹10,000/month for 5 years gives ₹7.24 lakh maturity — ₹24,000 more than the regular rate of ₹7.16 lakh.

Total Deposited

₹1,20,000

Interest Earned

₹9,099

Maturity Amount

₹1,29,099

Calculated with quarterly compounding as per RBI guidelines for RD accounts. TDS applies on interest above ₹40,000 per year (₹50,000 for senior citizens).

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Calculated with CalcHub