Retire at 45 Calculator — Early Retirement Corpus
To retire at 45 with ₹50K/month expenses (6% inflation): you'll need ₹1.21L/month at 45. For a 40-year retirement: corpus needed is ~₹3.6 crore. Starting at 25, that's ₹15,000/month SIP at 12% for 20 years.
Corpus Needed
₹8,61,52,368
Monthly Expense at Retirement
₹2,87,175
Years to Build Corpus
30 yrs
Corpus is estimated as future annual expenses × years of retirement (simplified). Assumes post-retirement returns equal inflation. Use the Goal SIP calculator to find your required monthly investment.
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Common questions about Retire at 45 Calculator — Early Retirement Corpus
How much do I need to retire at 45?
With ₹50K/month current expenses and 6% inflation: you need ~₹3.6 crore at 45 for a 40-year retirement. The FIRE (Financial Independence, Retire Early) rule suggests 25x annual expenses at retirement — about ₹3.6 crore.